Finance

Rate of Return Calculator

Calculate simple and annualized returns on your investments.

Initial Investment ($)

Final Value ($)

Holding Period (years)

Total Return—

Annualized Return (CAGR)—

Gain/Loss—

Total Return = (Final − Initial) / Initial × 100
CAGR = ((Final/Initial)^1/n − 1) × 100

Simple vs. Annualized Return

Total (simple) return shows the overall percentage gain. Annualized return (CAGR) converts this to an equivalent yearly rate, allowing comparison of investments with different holding periods.