Finance

Net Stable Funding Ratio (NSFR) Calculator

Assess a bank's long-term funding stability under Basel III requirements.

NSFR
Surplus / Deficit
Compliance Status
Formula:
NSFR = Available Stable Funding / Required Stable Funding
Minimum requirement: ≥ 100%

What is NSFR?

The Net Stable Funding Ratio (NSFR) is a Basel III liquidity standard that requires banks to maintain sufficient stable funding relative to their assets and off-balance-sheet activities over a one-year horizon. The minimum NSFR is 100%.

Components

  • Available Stable Funding (ASF) — Equity, preferred stock, deposits with maturity > 1 year, and other reliable funding sources
  • Required Stable Funding (RSF) — Amount of stable funding needed based on the liquidity characteristics and residual maturity of assets